42 Software as a service (SaaA) featuring software in the fields of invoice factoring, debt factoring, invoice discounting, debt discounting, advanced funding against invoices, advanced funding against debts, invoice payment, invoice collection, debt collection, debt assignment, debt purchase and debt recovery; platforms as a service (PaaS) featuring software platforms in the field of invoice factoring, debt factoring, invoice discounting, debt discounting, advanced funding against invoices, advanced funding against debts, invoice payment, debt payment, invoice collection, debt collection, debt assignment, debt purchase and debt recovery