42 Software as a service (SAAS) services featuring software for use in prepaid card processing, bill payment processing, automatic teller machine transactions, money transfers, direct deposit, wage withdrawal, budgeting, bill payment management and administration, accounting, management, administration and processing government benefits, management, administration and processing of employee benefits, management and administration of flexible spending accounts, management and administration of pension benefits, management and administration of retirement benefits, payroll preparation, processing and administration, collection and management of employee time and attendance data; Platform as a service (PAAS) featuring computer software platforms for use in prepaid card processing, bill payment processing, automatic teller machine transactions, money transfers, direct deposit, wage withdrawal, budgeting, bill payment management and administration, accounting, management, administration and processing government benefits, management, administration and processing of employee benefits, management and administration of flexible spending accounts, management and administration of pension benefits, management and administration of retirement benefits, payroll preparation, processing and administration, collection and management of employee time and attendance data; providing temporary use of on-line and non-downloadable software for use in prepaid card processing, bill payment processing, automatic teller machine transactions, money transfers, direct deposit, wage withdrawal, budgeting, bill payment management and administration, accounting, management, administration and processing government benefits, management, administration and processing of employee benefits, management and administration of flexible spending accounts, management and administration of pension benefits, management and administration of retirement benefits, payroll preparation, processing and administration, collection and management of employee time and attendance data; providing an internet website portal featuring the temporary use of online non-downloadable software for use in prepaid card processing, bill payment processing, automatic teller machine transactions, money transfers, direct deposit, wage withdrawal, budgeting, bill payment management and administration, accounting, management, administration and processing government benefits, management, administration and processing of employee benefits, management and administration of flexible spending accounts, management and administration of pension benefits, management and administration of retirement benefits, payroll preparation, processing and administration, collection and management of employee time and attendance data