9 Downloadable software for use with crypto currency and digital currency; downloadable crypto currency and digital currency; downloadable cryptographic keys for receiving and spending cryptocurrency; computer software, namely, cryptocurrency blockchain for peer-to-peer sharing of financial data; computer software, namely, cryptocurrency tokens for facilitating commercial transactions; electronic payment processing devices including payment processing devices containing integrated circuits, smart cards, magnetic cards, and RFID devices; electronic readers for reading electronic payment processing devices including smart cards, magnetic cards, and RFID devices; smartcards including chip cards, memory cards and data cards; software including mobile and computer applications to allow users to make payments via a global computer network; charge cards, bank cards; credit cards; debit cards; stored value cards; payment cards; encoded chip cards containing programming used for financial applications, loyalty programs, rewards programs and card holder preferences; electronic apparatus and instruments for use in the financial services industry, namely, electronic apparatus and instruments for authentication, authorization, clearing and settlement of financial transactions; computer terminals and computer software for use in the financial services industry; telecommunications devices and equipment including those for authentication, authorization, clearing and settlement of financial transactions; computer software used in financial transaction processing, authorization, and verification, payment processing, mobile payments, fraud checking and prevention, electronic payments, electronic funds transfer, cheque processing, treasury management, treasury transaction processing, funds transfer, billings, collections, credit card, debit card, bank card, stored value card, gift card, loyalty card, electronic benefits card, digital asset lending, and prepaid card processing; virtual currency