9 Downloadable software for use with smartwatches and smart wearable activity, fitness, health and wellness trackers, measurers and monitors in connection with payment processing, credit and debit card transaction payment processing, processing of payments via near field communications (NFC), rewards programs, and processing of contactless credit and debit card payments; Magnetically encoded credit cards; Smartwatches and smart wearable activity, fitness, health and wellness trackers and monitors for use in payment processing; smartwatches and smart wearable devices trackers, measurers and monitors for use in credit and debit card transaction payment processing and processing of payments via near field communications (NFC); Smartwatches and smart wearable activity, fitness, health and wellness trackers, measurers and monitors for use in processing contactless credit and debit card payments; Smartwatches and smart wearable activity, fitness, health and wellness trackers, measurers and monitors for use in processing and administering rewards programs; Smartwatches and smart wearable activity, fitness, health and wellness trackers, measurers and monitors for use in processing payments through ATMs and near field communications (NFC) terminals; Near field communication (NFC) technology-enabled smartwatches, smart wearable activity, fitness, health and wellness trackers, measurers and monitors