36 Administration of employee benefit plans concerning financial wellness and budget planning; Banking services; Financial consulting; Savings account services; Savings and loan services; Financial advisory and consultancy services; Financial advice, namely, budget planning; Financial information and advisory services; Providing information in the field of employee financial benefit plans concerning insurance and retirement benefits; Financial wellness and financial planning services, namely, helping customers by providing budget planning services, saving account services, debt reduction counseling, providing credit counseling services in order to improve one's credit score, consumer lending, insurance agency services, investment advisory services, financial planning for retirement, estate planning; small business and commercial services, namely, loan origination services specializing in small business loans, loan resolution for commercial loans, real estate tax appraisals, and banking services for individuals with high net worth; Employee benefit services by providing financial planning services, namely, helping employees by providing budget planning services, providing savings account services, debt reduction counseling, providing credit counseling services in order to improve one's credit score, consumer lending services, insurance agency services, investment advisory services, financial planning for retirement, estate planning; small business and commercial services, namely, loan origination services specializing in small business loans, loan resolution for commercial loans, real estate tax appraisals, and banking services for individuals with high net worth