36 Insurance agency and brokerage excluding annuities and title insurance related to real estate transactions; Insurance administration in the fields of property and casualty, employee benefits and personal insurance, excluding annuities and title insurance related to real estate transactions, provided to and through insurance agencies and brokers; insurance consultancy services, namely, advisory and risk assessment services in the fields of property and casualty insurance and employee benefits for business insurance; financial consulting, namely, advisory and risk assessment services in the fields of personal asset and wealth management and personal insurance