9 Cash registers, calculating machines, data processing equipment, computers; computer software; computer programs; computer software for searching and retrieving information via computer systems and computer networks; personal information management software; computer application software for mobile phones, portable media players, and handheld computers; mobile software application; computer programs for accessing, browsing and searching online databases; application development software; data storage software; computer software for electronic mail, mobile messaging and multimedia messaging; application programs; application software; application, database, web and file servers; billing application software specifically designed to facilitate automated payment of multiple bills; apparatus for processing card transactions and data relating thereof and for payment processing; cash payment service computer terminals; electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; on-line and off-line electronic payment apparatus; authentication and authorization software; electronic publications; computer software and networking hardware for the facilitation of interactive multimedia communications; cards for electronic, optical or magnetic storage of data for use as customer loyalty cards; apparatus for automatically connecting messages via telecommunications equipment; computer programs, downloadable computer programs and mobile device software for converting currency into stored value accounts, for conducting, processing, facilitating and authenticating electronic and financial transactions and information, for storing, managing, transmitting and authenticating funds, virtual currency and loyalty program offers, for directing donations, for maintaining electronic wallets and virtual accounts, for delivering and receiving discounts, promotions and targeted offers regarding the goods and services of others, for conducting and reporting user analytics and for use in engaging in social networking; computer software for use with logistics services