36 Insurance services, namely, insurance claims administration, insurance brokerage, and personal and business insurance underwriting in the fields of structural, fire, life, health and business related insurance including business equipment; financial affairs and monetary affairs, namely, financial information, management and analysis services; real estate affairs, namely, real estate appraisal and valuation, real estate consultancy, real estate lending services, real estate investment consultancy; banking services; payment facilitation services, namely, facilitation and rendering of banking and financial transactions, in the nature of providing secure commercial transactions and payment options, including those rendered online via the Internet or computer network, or by telephone or cellular telephone; financial transaction services, namely, providing commercial transactions and payment options using a mobile device at a point of sale; loyalty reward card schemes, namely, providing cash and other rebates for credit card and debit card use as a customer loyalty program