9 Downloadable and recorded computer software for processing electronic payments and for transferring funds to and from others; downloadable and recorded computer software for creating, preparing, managing, sending, processing, tracking, and reconciling invoices; downloadable and recorded computer software for issuing receipts regarding mobile payment transactions; downloadable and recorded mobile application software for processing electronic payments and for transferring funds to and from others; downloadable and recorded authentication software for controlling access to and communications with computers and computer networks; downloadable and recorded computer software for creating and managing a business and an online store, namely, inventory management, order processing, order tracking, fulfillment of orders, sales tracking, collection of sales data, and sales analytics; downloadable and recorded computer software for generating and soliciting business funding and investments; downloadable and recorded computer software for managing customer relations (CRM) and loyalty programs, namely, software to create, manage, and analyze customer contact and account information, generate and track customer loyalty programs, and generate reports; downloadable and recorded computer software used for point of sale transactions in the field of hospitality; downloadable computer and mobile application software for payment processing, ordering, sales, applying sales tax rates, issuing and tracking refunds, order tracking, inventory management, site management, and table lay out management for restaurants, bars, cafes; downloadable and recorded computer software used to book and manage reservations and advanced bookings; downloadable and recorded computer and mobile software used to customize and issue receipts via text, print and email, collect sales data, track sales for restaurants, bars, and cafes; downloadable and recorded computer software to generate and export reports for restaurants, bars, and cafes; downloadable and recorded computer software used to train and manage employees, record employee hours worked, and generate payroll processing; computer hardware for making, authenticating, facilitating, operating, managing, and processing payment transactions with credit cards, debit cards, prepaid cards, payment cards, gift cards, and other payment forms; electronic devices, namely, point of sale terminals, chip card readers, credit card readers, payment card readers, and mobile card readers; charging stands adapted for use with handheld digital electronic devices, namely, cell phones, MP3 players, personal digital assistants, point of sale terminals, chip card readers, credit card readers, payment card readers, and mobile card readers; credit card reader stands; stands adapted for tablets, mobile phones, MP3 players, personal digital assistants, point of sale terminals, chip card readers, credit card readers, payment card readers, and mobile card readers; barcode scanners, receipt printers, electronic cash drawers for use with point of sales terminals; magnetic encoded and coded card readers; card readers for payment debit cards and credit cards