42 Software as a service (SAAS) featuring computer software for data mining and data warehousing services, namely, using proprietary software to evaluate, analyze and collect data for use in modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, credit risk management, portfolio management, communications management and data management in the field of financial health management; providing temporary use of online non-downloadable software for use in accessing and searching databases in the fields of modeling, and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management in the field of financial health management; providing temporary online use of non-downloadable software for predictive modeling in the fields of customer marketing, customer business strategy decisions, customer account management and customer risk assessment in the field of financial health management; providing temporary use of online non-downloadable software for predictive modeling and business rules management for use in business decision automation and control systems in the field of financial health management; services for others, namely, searching and retrieving of business information available on computer networks for the purpose of modeling, scoring and analytics, financial risk management, risk management, marketing and solicitation, account origination, account management and customer management, portfolio management, communications management and data management for others in the field of financial health management; providing temporary use of online non-downloadable software that enables users to access financial health and wellness tools and resources, to evaluate, monitor, manage and customize financial goals, financial data, financial products, and financial health and wellness goals and outcomes in the field of financial risk management