36 Financial affairs, namely, financial information, management and analysis services; monetary affairs, namely, financial information, management and analysis services; banking services including home, internet and remote banking; financial sponsorship of sporting events, festivals and competitions; Insurance services, namely, writing property and casualty insurance and finance services, namely, financial advisory and consulting services provided over the internet or any other electronic network; issue and redemption of tokens, vouchers and points of value; issuance of tokens of value as a reward for customer loyalty; providing cash and other rebates as part of a customer loyalty program; credit card services, namely, credit card transaction processing services; charge card payment processing services; pre-paid purchase card services, namely, processing electronic payments made through prepaid cards; insurance, namely, life, health, accident, fire, motor vehicle and property insurance; financing services relating to telecommunications and communications apparatus and instruments; and financial guarantees, surety services relating to telecommunications and communications apparatus and instruments; provision of electronic and online financial services, namely, electronic fund transfer services and secure on-line monetary transaction facilities; providing an internet website portal in the field of financial transaction and payment processing; processing financial transactions via a global computer network; providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; provision of investment and fund management information; annuity services, namely, account and investment administration; stock, shares and bond information and brokerage services; provision of information and advisory services relating to the aforementioned services via a computer database, the internet or other electronic network, provision of information and advice for the prospective purchasers of commodities and goods, all related to loan payment terms and insurance brokerage services, all the aforementioned services excluding real estate services