38 Electronic transmission of bill payment data for users of computer and communication networks; Communication services, namely, providing electronic messaging services and electronic transmission of text, data, graphics, images, documents and multimedia, including via mobile handheld devices and via wired and wireless communication devices; communication services, namely, providing electronic messaging services and electronic transmission of text, data, graphics, images, documents and multimedia, all of the foregoing excluding services provided via a dedicated, screenless, wireless communication device and companion software application on a separate computer device