36 Financial services, namely, processing of payments to add funds to a user's bank or financial account to randomly fund purchases for other users; Financial services, namely, administration of accounts that allow users to add funds to their bank or financial account to randomly fund purchases for other users; Electronic banking via a global computer network; On-line banking services; Online banking services accessible by means of downloadable mobile applications; Financial services, namely, electronic funds transfer via electronic communications networks; Providing electronic mobile payment services for others; Financial services, namely, providing, processing, verifying, and authenticating mobile payments, and contactless credit and debit card transactions, loyalty reward card transactions, and bill payment transactions with retailers, merchants, and vendors via mobile devices; Financial services, namely, processing and administration of mobile payments and contactless debit and credit card transactions, loyalty reward card transactions, and bill payment transactions with retailers, merchants, and vendors via mobile devices; Providing financial information by electronic means, namely, providing credit and debit card information