36 Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Electronic transfer of funds; Electronic transfers of money; Financial affairs and monetary affairs, namely, financial information, management and analysis services; Financial information and advisory services; Financial research and information services; Financial services, namely, funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts; Financial services, namely, providing for the exchange of foreign currency, commodities, financial derivatives, interest rate products, and equities via the internet and intranet systems; Financial transaction services, namely, providing secure commercial transactions and payment options; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Issuing stored value cards; Merchant services, namely, payment transaction processing services; Payment processing services, namely, credit card and debit card transaction processing services; Payroll tax debiting services; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing personal loans and lines of credit