36 Issuance of credit, charge and payment cards all in the nature of issuance of credit cards; issuance of virtual credit, charge and payment cards, virtual currency all in the nature of issuance of virtual credit cards; credit, charge and payment card payment, and transaction processing services in the nature of charge card and credit card payment processing services; virtual credit, charge and payment card transaction processing in the nature of virtual charge card and credit card payment processing services; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; corporate cash management services; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; electronic processing of corporate payments, mobile payments and virtual credit, charge card, payment card, ACH, proprietary payment network payments, and checks in the nature of providing electronic processing of electronic funds transfer, ACH, credit card, declining balance payment card, and electronic payments; Financial services, namely, electronic payment in the nature of electronic payment services involving electronic processing and subsequent transmission of bill payment data, electronic accounts payable in the nature of financial evaluation and tracking services relating to commercial payments, electronic processing and transmission of payment data in the nature of electronic payment services involving electronic processing and subsequent transmission of bill payment data; credit card payment processing services; processing electronic payment transactions through pre-funded credit cards in the nature of providing electronic processing of credit card transactions and electronic payments via a global computer network; Credit card services in the nature of credit card payment processing services; Issuing pre-funded credit cards; facilitating the organization of the payment, namely, vendor bill payment services for products and services; credit card payment processing services; pre-funded corporate card services, namely, processing electronic payments made through pre-funded payment cards all in the nature of pre-funded purchase card services, namely, processing electronic payments made through pre-funded cards; financing services for acquisition in the form of payment transaction processing for products and services using electronic payment cards, pre-funded credit cards, virtual credit cards, proprietary payment network, ACH, check, and foreign exchange, all in the nature of merchant services, namely, payment transaction processing services; financial management of financial benefits associated with the use of a credit card in the form of program payment processing services all in the nature of credit card payment processing services; payment processing and payment administration services, both in the nature of business payment services, namely, payment transaction processing services; financial management of business expenses and of business payment flows; card services enabling users to accrue benefits, namely, providing other rebates for credit card use as part of a customer incentive award program; Financial management; monetary exchange services in the nature of providing monetary exchange services, namely, exchanging foreign currency of others for payment to merchants; financial advice; financial consultancy; providing financial information; providing an Internet website portal featuring financial appraisal data for financial institutions; electronic funds transfer; financing and electronic transfer of funds services; bill payment services via electronic and telecommunication devices; contactless payment services, namely, bill payment services provided via a mobile device at a point of sale