36 Financial services, namely, banking services, credit card and debit card payment processing services, issuing stored value cards, administering deposit and medical spending accounts, and electronic funds transfer; business banking services; credit and debit card transaction processing services; investment consultation; online banking services; online business banking services; bill payment services; electronic processing and transmission of bill payment data; providing information regarding banking, credit, money management, investing, investments and financial matters; counseling in the field of banking and financial services; administration, financial management and maintenance of health savings accounts and medical savings accounts; processing payments from business to business, from business to patient and from patient to business, namely, electronic funds transfers, electronic check, credit card, debit card, payment card and other electronic payments in the field of health care; Financial data analysis, namely, data modeling of behavioral and consumer financial data in the fields of health insurance, health care savings and finances, and health care spending; Financial data analysis, namely, data analytics to visualize, track, and project a consumer's behavior and actions relating to finances, namely, health care spend and savings behavior; Insurance services, namely, risk mitigation insurance in the field of health insurance; Financial risk management services, namely, advisory services on health insurance claims administration and stop-loss insurance