42 Software as a service (SAAS) services featuring software for invoicing and payment processing; software as a service (SAAS) services featuring software for processing electronic payments and for transferring funds to and from others; software as a service (SAAS) services featuring software for creating, preparing, managing, sending, processing, tracking, and reconciling invoices; software as a service (SAAS) services featuring software to create, customize, and manage invoices; software as a service (SAAS) services featuring software for issuing receipts regarding mobile payment transactions; software as a service (SAAS) services featuring software for credit card invoicing and credit card payment processing; providing temporary use of online non-downloadable software for invoicing and payment processing; providing temporary use of online non-downloadable software for processing electronic payments and for transferring funds to and from others for creating, preparing, managing, sending, processing, tracking, and reconciling invoices; providing temporary use of online non-downloadable software to create, customize, and manage invoices; providing temporary use of online non-downloadable software for issuing receipts regarding mobile payment transactions; providing temporary use of online non-downloadable software for credit card invoicing and credit card payment processing; Providing temporary use of online non-downloadable software for verifying, and authenticating mobile payments, and mobile credit and debit card transactions, and invoice payment transactions with retailers and merchants