9 Downloadable computer application software for mobile phones, smart phones, and mobile or wireless telecommunication devices, namely, software for enabling users to retrieve financial account balances using mobile phones, smart phones, and mobile telecommunication networks.; Downloadable computer application software for mobile phones, smart phones, and mobile or wireless telecommunication devices, namely, software for personal accounting and financial planning and management.; Downloadable computer application software for mobile phones, smart phones, and mobile or wireless telecommunication devices, namely, software for enabling users to capture, upload, download, store, organize, and view information and data, all in the fields of personal finance, accounting, financial management and generating and submitting applications for financial services