35 Providing assistance and management of obtaining trucking authority, namely, establishing appropriate company policies, completing applications, processing paperwork, and procuring the required licenses and permits, namely, business administration assistance services; Providing credit cover, cash advances, sales ledger, collection service, consultation, recourse factoring, and no-recourse factoring for trucking industry, payroll industry, government contracts, manufacturing industry, oil and gas industry, transportation factoring for the sale of accounts receivable at a discounted rate, and business to business factoring, namely, business administration assistance services