42 Providing online non-downloadable software for managing international business operation and expansion, and for managing and processing business finances and financial transactions, payments to employees and vendors, human resources management, accounting, tax and regulatory compliance, and global business communications; software as a service (SaaS) services featuring computer software for managing and processing business finances and financial transactions, payments to employees and vendors, human resources management, accounting, tax and regulatory compliance, and global business communications; platform as a service (PaaS) featuring computer software platforms for managing international business expansion and for managing and processing business finances and financial transactions, payments to employees and vendors, human resources management, accounting, tax and regulatory compliance, and global business communications