42 Software as a service (SaaS) services featuring software for learning delivery and management, verification of skills, content authoring, transformation, records and management, business process management, customer relationship management, customer experience automation, workflow management, go-to-market enablement including digital payments and fulfillments, data warehouse and data lake services, business intelligence, reporting and machine learning services, and platform as a service in the fields of education institutions, learning and training organizations, credentialing bodies and associations, and corporations