9 Apparatus, namely, portable and handheld digital electronic devices, and multifunction electronic devices for capturing, recording, reproducing, manipulating and transmitting data, images and sounds, namely, via computer; blank discs, tapes and cards all being magnetic data carriers and encoders; pre-recorded discs, tapes and cards all being magnetic data carriers and encoders featuring financial management software, banking software, namely, recorded and/or downloadable computer software for banking and financial management in the nature of client online banking and investment access; downloadable computer software supplied from the internet for banking and financial management services in the nature of client online banking and investment access; recorded and/or downloadable computer software to enable searching of data in the field of banking, marketing and investment information; downloadable electronic publications in the nature of books and magazines downloaded from databases or the internet in the field of banking and financial management services; word processors; scanners; blank optical, magnetic, audio disks, diskettes, and compact discs, pre-recorded audio and video tapes featuring presentations about banking and financial management; pre-recorded disks, diskettes, compact discs, audio and video tapes featuring presentations about banking and financial management; encoded and magnetic charge cards, credit cards and debit cards; encoded and magnetic cards for use in relation to the electronic transfer of funds and for financial transactions in general; central processing units and hologram apparatus