9 Downloadable software for use in financial securities exchange services, cash management, financial trading, electronic funds transfer, third-party bill payment services, electronic payment services involving electronic processing and subsequent transmission of bill payment data, namely, processing and transmission of bills and payments thereof; downloadable software for use in clearing and reconciling financial transactions; downloadable software for use in providing a digital currency or digital token for the purchasing of goods, services, lead generation, advertising, rewards points, affinity solutions, and plug and play rewards; downloadable software for use in an online social investment network in the nature of on-line social networking services in the field of investments; downloadable software for use in user verification services and identification verification services; downloadable software for use in providing a website featuring information on the development of privacy, security, blockchain and distributed ledger technologies, and data governance law; downloadable software for, database management and data processing related to regulatory compliance consultancy in the field of digital currency, virtual currency, cryptocurrency, digital and blockchain asset, digitized asset, digital token, crypto token and utility token applications; downloadable software for use in an online social networking service for investors allowing financial trades and exchange of digital currency, virtual currency, cryptocurrency, digital and blockchain assets, digitized assets, digital tokens, crypto tokens and utility tokens; downloadable software for use in user authentication services