42 Electronic monitoring of ATM card activity to detect fraud via the Internet; Electronic monitorung of ATM terminals using computers and sensors; Providing on-line, non-downloadable, customizable software to financial institutions to allow their customers to securely access and use their cards, check balances, notify of travel plans, transfer money, and manage and control their card transactions in real time; Providing on-line, non-downloadable, customizable software to financial institutions that provides self-service digital banking platforms to their customers through which they can conveniently access and use their deposit and loan accounts, check balances, pay bills, transfer money, deposit checks and perform banking functions remotely; Providing on-line, non-downloadable, customizable software for core banking systems, platforms and integrations for financial institutions to process and manage their banking operations and service their customers; Electronic monitoring of credit card activity to detect fraud via the Internet; Application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; Design and development of computer software for financial institutions to allow their customers to securely access and use their cards, check balances, notify of travel plans, transfer money, and manage and control their card transactions in real time; Providing temporary use of online non-downloadable software for use in electronic transfers of money, providing access to personal financial information, and online payment card and debit card services