42 Cloud computing featuring software for use processing and analyzing transactions in the healthcare field; Platform as a service (PAAS) featuring computer software platforms for use exchanging health, insurance, payment, and billing information among providers, payers, and patients; Platform as a service (PAAS) featuring computer software platforms for analyzing health, insurance, payment, and billing information among providers, payers and patients; Platform as a service (PAAS) featuring computer software platforms for processing and analyzing transactions in the healthcare field; Platform as a service (PAAS) featuring computer software platforms for support of Value-Based Payment for healthcare payers and healthcare providers; Providing on-line, non-downloadable, Internet-based software application for medical billing for physicians and health care institutions; Providing temporary use of on-line non-downloadable software for providing business intelligence reporting in the fields of insurance, payments, and medical and healthcare cost management; Providing a web site featuring technology that enables users to store, track, analyze, communicate, and report on information from multiple recovery audit sources and audit efforts; Providing a website featuring resources, namely, non-downloadable software for use in recovery auditing featuring technology that enables users to store, track, analyze, communicate, and report on information from multiple recovery audit sources and audit efforts; Providing a website featuring resources, namely, non-downloadable software for providing an on-line computer database in the field of health care claims, billing, and payments; Providing on-line non-downloadable software for providing information related to medical coding, clinical guidelines, medical policy, contracts and fee schedules