9 Downloadable software application for smartphones, tablets and computers for medical utilization review, reporting, and verification in the field of health services, mail order and wholesale pharmacy services, cost management and containment for the health, prescription drug and medical benefit plans of others, and formulary cost management services relating to mail order and wholesale pharmacy services; Downloadable software application for smartphones, tablets and computers for optimizing healthcare utilization and financial risk for healthcare payers, assisting physicians in making clinical decisions, and analyzing data to help health care providers track clinical decisions and develop best practices in the field of health services, mail order and wholesale pharmacy services, cost management and containment for the health, prescription drug and medical benefit plans of others, and formulary cost management services relating to mail order and wholesale pharmacy services; Downloadable software application for smartphones, tablets and computers for use in managing the quality and cost of healthcare in the field of health services, mail order and wholesale pharmacy services, cost management and containment for the health, prescription drug and medical benefit plans of others, and formulary cost management services relating to mail order and wholesale pharmacy services; Downloadable software application for smartphones, tablets and computers for use in obtaining prior authorizations in the field of health services, mail order and wholesale pharmacy services, cost management and containment for the health, prescription drug and medical benefit plans of others, and formulary cost management services relating to mail order and wholesale pharmacy services; Downloadable software application for smartphones, tablets and computers for use with managing medical and pharmacy benefits in the field of health services, mail order and wholesale pharmacy services, cost management and containment for the health, prescription drug and medical benefit plans of others, and formulary cost management services relating to mail order and wholesale pharmacy services; Downloadable software application for smartphones, tablets and computers for medical billing for physicians and health care institutions in the field of health services, mail order and wholesale pharmacy services, cost management and containment for the health, prescription drug and medical benefit plans of others, and formulary cost management services relating to mail order and wholesale pharmacy services; Downloadable software application for smartphones, tablets and computers for data analysis in the field of health services, mail order and wholesale pharmacy services, cost management and containment for the health, prescription drug and medical benefit plans of others, and formulary cost management services relating to mail order and wholesale pharmacy services; Downloadable software application for smartphones, tablets and computers for enabling users to utilize healthcare benefits programs in the field of health services, mail order and wholesale pharmacy services, cost management and containment for the health, prescription drug and medical benefit plans of others, and formulary cost management services relating to mail order and wholesale pharmacy services; Downloadable software application for smartphones, tablets and computers for accessing, collecting, managing, tracking, analyzing, and reporting data in the pharmaceutical, medical, healthcare, and life sciences fields and in the field of insurance and benefits in the field of health services, mail order and wholesale pharmacy services, cost management and containment for the health, prescription drug and medical benefit plans of others, and formulary cost management services relating to mail order and wholesale pharmacy services; Downloadable software application for smartphones, tablets and computers for collection and management of healthcare and life sciences data in the field of health services, mail order and wholesale pharmacy services, cost management and containment for the health, prescription drug and medical benefit plans of others, and formulary cost management services relating to mail order and wholesale pharmacy services; Downloadable software application for smartphones, tablets and computers for collecting, managing, and analyzing clinical trial data in the field of health services, mail order and wholesale pharmacy services, cost management and containment for the health, prescription drug and medical benefit plans of others, and formulary cost management services relating to mail order and wholesale pharmacy services; Downloadable software application for smartphones, tablets and computers for health risk assessment and profiling for use in the field of preventative health in the field of health services, mail order and wholesale pharmacy services, cost management and containment for the health, prescription drug and medical benefit plans of others, and formulary cost management services relating to mail order and wholesale pharmacy services; Downloadable software application for smartphones, tablets and computers for the collection, editing, organizing, modifying, book marking, transmission, storage and sharing of data and information in the field of healthcare in the field of health services, mail order and wholesale pharmacy services, cost management and containment for the health, prescription drug and medical benefit plans of others, and formulary cost management services relating to mail order and wholesale pharmacy services