9 Downloadable software, downloadable mobile applications, downloadable computer software applications, downloadable software packages, downloadable software platforms, downloadable apps, downloadable computer application software for data analytics, namely, software for loading data into a user warehouse and analyzing it, downloadable Internet of Things (IoT) applications, and downloadable software based on blockchain technology, namely, downloadable computer programs for the development of custom applications or functions, and automatic distribution to a cloud hosting provider, for achieving business objectives, automate business processes, workflow management, event management, business rule management and integration, with existing back-office systems, enabling end to end process integration across organizational and intercompany units and systems, and leveraging the digital business operating system with built-in business rule engine, software generator and machine-learning powered optimization; downloadable computer programs for the development of application and process templates for more effectively managing and handling both internal and external requests, including interactive reporting and dash boarding features; downloadable computer program applications to catch events or schedule events and send them to respective clients or other software instances; downloadable computer program applications to connect multiple data stores such as databases, file systems, legacy systems and web services and map those to a meta model; downloadable computer programs for document management and generating documents in downloadable electronic form or as digital smart contract; downloadable computer software, namely, software used for automated management, analysis, and execution of business processes to enable real time decision support, business visualization, workflow analysis, enterprise resource analysis, and business process automation and downloadable computer network infrastructure software for use in distributed application management; downloadable software for developing and creating new cloud-native software applications; downloadable computer software for database management, network management, and improving business processes; downloadable computer software for business process improvements through visual process design, rapid prototyping, and an agile development platform; downloadable computer software for processing market information through aggregation of data and functionality into a unified framework; downloadable data processing software for achieving business objectives, security, workflow management, event management, business rule management and integration, enabling collaboration with end users, with existing back office systems, enabling end to end process integration across organizational units and systems, and leveraging the workflow and business rule engine, request management, order management and complaint management; downloadable computer programs for the development of application templates for more effectively managing and handling both internal and external requests, including interactive reporting and dash boarding features, for workflow application templates for management of customer complaints and compensation proposals; downloadable data processing software to develop personalized environments that allow customers, business partners and employees to interact with each other; downloadable data processing software for creating and running custom templates of their digital operation and a context based messaging interface in order to provide bidirectional interface for digital documents, to work in a professional environment such as locking, security, transformation, transaction and event management; downloadable data processing software to catch events or schedule events and send them to respective clients, and computer software applications to connect multiple data stores such as databases, file systems, legacy systems and web services, and mapping those to a meta model data processing software through aggregation of data with advanced analytics and data and marketing analytics capabilities combined with machine learning algorithms into one unified framework