36 Financial services, namely, banking services, credit card services in the nature of authorization services, payment processing services, transaction processing services, transaction settlement services and issuance of credit cards by others , debit card services in the nature of authorization services, verification services, payment processing services, transaction processing services, and transaction settlement services , charge card services in the nature of authorization services, verification services, payment processing services, transaction processing services, and transaction settlement services , prepaid card services offered through cards with stored value in the nature of authorization services, verification services, payment processing services, transaction processing services, transaction settlement services and issuance of prepaid cards by others, electronic credit and debit transaction processing services , electronic funds transfer, smart cards and electronic cash transaction processing services , cash disbursement, cash replacement rendered by credit cards and debit cards, electronic cash transactions, check verification, check cashing, securities deposit services and automated teller machine services , financial transaction services in the nature of point of sale and point of transaction services , transaction authentication, settlement and verification services, travel insurance underwriting services, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit, credit management services; financial sponsorship of cultural events, charitable events, concerts, sporting events, concerts, wine festivals of others; financial sponsorship of athletes and teams participating in athletic competitions