42 Software as a service (SAAS) featuring software to enable electronic payment of paper bills and invoices and peer to peer money transfers, and administer customer reward programs for third party businesses, retail outlets, event venues, sporting facilities, pay parking lots, hotels, restaurants and bars; clearing and reconciling financial transactions via a computer network; software as a service (SAAS) services featuring software to enable users to search and review photographs and information for third party businesses, retail outlets, event venues, sporting facilities, pay parking lots, hotels, restaurants and bars online gift and gift certificate services; retail sales of merchandise for third party businesses, retail outlets, event venues, sporting facilities, pay parking lots, hotels, restaurants, bars; software as a service (SAAS) services featuring software for recordation and settlement of trading related to digital currency, virtual currency, digital tokens and loyalty program points transactions; software as a service (SaaS) for providing an online platform for third party businesses, retail outlets, event venues, sporting facilities, pay parking lots, hotels, restaurants and bars in the field of accepting payment for goods and services purchased by customers; software as a service (SaaS) to enable third party businesses, retail outlets, event venues, sporting facilities, pay parking lots, hotels, restaurants and bars to redeem and issue cash, digital tokens, and other virtual currencies; non-downloadable computer software and mobile device software for processing and administering mobile payments; software as a service (SaaS) for use in contactless transactions by retailers, merchants, and vendors via mobile devices; software as a service (SaaS) for transmitting, processing, facilitating, verifying, and authenticating credit and debit card information and transaction and payment information; software as a service (SaaS) for ensuring the security of mobile payments, of contactless transactions made by retailers, merchants and vendors via mobile devices; software as a service (SaaS) for the storage, transmission, verification, and authentication of credit and debit card and other payment and transaction information; computer software and mobile device software for providing an online platform to enable third party businesses, retail outlets, event venues, sporting facilities, pay parking lots, hotels, restaurants and bars to issue discount offers, coupons and promotions directly to their customers; software as a service (SaaS) for making and processing payments with credit cards, debit cards, gift cards, cash, pre-paid and reloadable cards, and digital tokens; Financial software as a service (SaaS) for accepting, effecting, enabling, facilitating, processing, operating and managing virtual financial services including digital wallets and enabling exchanges for fiat currency and cryptocurrency on mobile devices; software as a service (SAAS) services featuring software to enable receipt and processing of electronic payments; clearing and reconciling financial transactions via a computer network; providing temporary use of non-downloadable computer software for use in blockchain technology; software as a service (SAAS) services featuring software for recordation and settlement of trading related to cryptocurrency, digital currency, virtual currency, digital tokens and loyalty program points transactions; providing temporary use of non-downloadable software that allows users to send, receive, store, secure and manage cryptocurrency, digital currency, virtual currency, digital tokens and loyalty program points; providing a secure, web-based service that allows users to remotely access, send, receive, store, secure and manage cryptocurrency, digital currency, virtual currency, digital tokens and loyalty program points; application service provider featuring application programming interface (API) software for integration of financial transactions into websites and mobile applications; software as a service (SaaS) services featuring computer software and mobile device software for making and processing payment transactions with credit cards, debit cards, gift cards, vouchers, and cryptocurrency; software as a service (SaaS) services featuring computer software and mobile device software for redeeming cryptocurrency for third party goods and services, cash and other virtual currencies; data encryption and decoding services; design and development of electronic data security systems; development and creation of computer programmes for data processing; updating and rental of software for data processing; computer programming of computer games; design and development of computer game software; providing user authentication services in e-commerce transactions; cloud computing providing software for database management; database design and development; computer programming and maintenance of computer programs; computer programming and software design; computer programming services for commercial analysis and reporting; computer programming consultancy