42 Software as a service (SAAS) provider for retail companies in the fields of retail category management and optimization of merchandise planning, namely, software for use in item selection, pricing, forecasting, space optimization; Platform as a service (PAAS) featuring computer software platforms for use by retail companies in the fields of category management and optimization of merchandise planning, namely, software for use in item selection, pricing, forecasting, space optimization and data management; Software as a service (SAAS) provider featuring software for use by insurance companies in the field of risk management, namely, insurance assessment, fraud detection, claims automation, underwriting and loss ratio optimization; Platform as a service (PAAS) featuring computer software platforms for use by insurance companies in the field of risk management, namely, insurance assessment, fraud detection, claims automation, underwriting and loss ratio optimization; computer software consulting
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