36 Providing information in the field of real estate; Providing financial information in the fields of mortgages, mortgage lenders, credit, housing and credit counseling, mortgage and housing cost calculations, mortgage and housing affordability calculations, mortgage prequalification, down payments, closing costs, mortgage interest, property taxes, homeowner's insurance, home buying, and assessing and meeting financial needs, namely, the creation of financial statements, cash flow statements and budgets, and financial self-evaluation; providing information in the field of loan transactions