36 Processing credit card, debit card, and prepaid card transactions via electronic communications networks for business purposes; Electronic and on-line credit card, debit card, and prepaid card payment processing services; Electronic funds transfer; Clearing and reconciling financial transactions; Providing a wide variety of payment and financial services, namely, credit card payment processing services, issuing credit cards and lines of credit, electronic payment services involving electronic processing and subsequent transmission of bill payment data, bill payment services with guaranteed payment delivery, all conducted via a global communications network; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Credit card and debit card transaction processing services; Reimbursement of funds for disputed items in the field of electronic payment purchases, namely, fraud reimbursement services in the field of electronic payment purchases; Providing purchase protection services for goods and services purchased by others via a global computer network and wireless networks, namely, fraud reimbursement services in the field of electronic payment purchases; Credit card transaction processing services; Credit services, namely, issuing credit cards in the nature of providing revolving credit account services; Bill payment services; Providing electronic mobile payment services for others, namely, bill payment services; Credit card payment processing services; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic, mobile and online payments; Electronic foreign exchange payment processing; Payment processing services, namely, providing virtual currency transaction processing services for others