36 Financial services, namely, electronic funds transfer; clearing and reconciling financial transactions via a global computer network and wireless networks; providing a wide variety of payment and financial services, namely, credit card payment processing services, issuing credit cards and providing personal and business lines of credit, electronic payment services involving electronic processing and subsequent transmission of bill payment data, bill payment services with guaranteed payment delivery, all conducted via a global communications network; credit card and debit card transaction processing services; providing payment and financial services, namely, creating, preparing, managing, sending, processing, tracking, and reconciling electronic payments of invoices; payment processing services in the nature of processing reimbursements for fraudulent transactions, transaction errors, and disputed transactions, namely, transactions concerning lost, damaged, misrepresented, or incorrect products or services, all in the field of electronic payment purchases; credit card transaction processing services; credit and loan services, namely, providing revolving credit account services; bill payments services; providing electronic processing of electronic payments via mobile devices; providing electronic mobile payment services for others being payment services for others via mobile applications; payment processing services, namely, credit card, debit card, gift card, prepaid gift card, prepaid cash card, prepaid debit card, mobile (chip or electronic) card, and electronic payment processing services; electronic foreign exchange payment processing; payment processing services, namely, providing virtual currency transaction processing services for others