42 Software as a service (SAAS) services featuring software to enable electronic payment of paper bills and invoices and peer to peer money transfers, and to administer customer reward programs for third party businesses, retail outlets, event venues, sporting facilities, pay parking lots, hotels, restaurants and bars; software as a service (SAAS) services featuring software to enable users to search and review photographs and information for third party businesses, retail outlets, event venues, sporting facilities, pay parking lots, hotels, restaurants and bars, and online gift and gift certificate services; software as a service (SAAS) services featuring software for recordation and settlement of trading related to digital currency, virtual currency, digital tokens and loyalty program points transactions; software as a service (SAAS) services featuring software for providing an online platform for third party businesses, retail outlets, event venues, sporting facilities, pay parking lots, hotels, restaurants and bars for the purpose of accepting payment for goods and services purchased by customers; software as a service (SAAS) services featuring software to enable third party businesses, retail outlets, event venues, sporting facilities, pay parking lots, hotels, restaurants and bars to redeem and issue cash, digital tokens, and other virtual currencies; providing temporary use of on-line non-downloadable computer software for processing and administering mobile payments; software as a service (SAAS) services featuring software for use in contactless transactions by retailers, merchants, and vendors via mobile devices; software as a service (SAAS) services featuring software for transmitting, processing, facilitating, verifying, and authenticating credit and debit card information and transaction and payment information; software as a service (SAAS) services featuring software for ensuring the security of mobile payments and of contactless transactions made by retailers, merchants and vendors via mobile devices; software as a service (SAAS) services featuring software for the storage, transmission, verification, and authentication of credit and debit card and other payment and transaction information; providing temporary use of on-line non-downloadable computer software for providing an online platform to enable third party businesses, retail outlets, event venues, sporting facilities, pay parking lots, hotels, restaurants and bars to issue discount offers, coupons and promotions directly to their customers; software as a service (SAAS) services featuring software for making and processing payments with credit cards, debit cards, gift cards, cash, pre-paid and reloadable cards, and digital tokens; financial software as a service (SAAS) services featuring software for accepting, effecting, enabling, facilitating, processing, operating and managing virtual financial services including digital wallets and enabling exchanges for fiat currency and cryptocurrency on mobile devices; software as a service (SAAS) services featuring software to enable receipt and processing of electronic payments; the issuance of cloud-based digital wallet accounts, electronic wallet accounts, electronic cash, and digital tokens, namely, providing temporary use of on-line non-downloadable cloud-based software for use as a digital wallet, for use as an electronic wallet, for electronic cash, in particular, for use as a cryptocurrency wallet, and for the issuance of digital tokens of value