42 software development services; software as a service (SAAS) services featuring software for use in the field of banking and finance for conducting account transactions, securities trades, research, analysis and portfolio management, monitoring, risk-appetite assessment, and rebalancing activities, all in the fields of finance, investments, and wealth management; software as a service (SAAS) services featuring software in the field of financial compliance and auditing for conducting auditing reviews; software as a service (SAAS) services featuring software for ensuring businesses' compliance with monetary disbursement regulations relating to financial transactions and payment processing services; software as a service (SAAS) services featuring software for book-keeping; software as a service (SAAS) services featuring software for facilitating financial transactions for conducting account transactions, securities trades, research, analysis and portfolio management, monitoring, risk-appetite assessment, and rebalancing activities, all in the fields of finance, investments, and wealth management; software as a service (SAAS) services featuring software for use by individuals to access bank accounts and make financial transactions; providing online, non-downloadable software for use in providing access to banking and financial information; providing online, non-downloadable computer software for managing risk and preventing fraud in connection with end-to-end payment operations; providing online, non-downloadable software for conducting transactions and inquiries on transactions for use in the field of banking; providing online, non-downloadable computer software for conducting banking transactions and inquiries on transactions for use in the field of banking; providing online, non-downloadable computer software and user manuals sold therewith for data processing and accounting for use by banks, credit unions, financial institutions, and financial services organizations; providing online, non-downloadable software for book-keeping; providing online, non-downloadable software for facilitating financial transactions by processing bill payments by online banking; providing online, non-downloadable computer software related to financial information, investment, and trading, namely, providing online, non-downloadable electronic securities trading software and providing online, non-downloadable portfolio management software; providing online, non-downloadable financial analytical software; providing online, non-downloadable financial contact management software; providing online, non-downloadable financial risk modeling software; providing online, non-downloadable software for providing electronic connectivity to financial exchanges and markets; providing online, non-downloadable software for use by individuals to access bank accounts and make financial transactions; providing online, non-downloadable computer application software for mobile phones and handheld computers, namely, providing online, non-downloadable software for accessing banking and financial information and completing financial transactions