9 Downloadable computer software for instant messaging, file sharing, electronic exchange of data, audio, video, images and graphics, processing images, graphics, audio, video, and text, performing electronic business transactions, creating, editing, uploading, downloading, accessing, viewing, posting, displaying, tagging, blogging, streaming, linking and annotating data, audio, video and text and reviewing and rating music, all the aforementioned via computer, mobile, wireless, and telecommunications networks; Downloadable computer chatbot software in the nature of a messaging application; Downloadable communication software for providing access to the Internet; Downloadable computer application software used for making voice over internet protocol (VOIP) calls, phone calls, video calls, text messages, instant message, and for online social networking services via mobile phones; Downloadable computer software for financial management and planning, account aggregation, and budgeting; Data communication apparatus and instruments, namely, portable electronic devices to access the Internet wirelessly, namely, mobile telephones, mobile telephone accessories, namely, ear phones for mobile telephones, cases for mobile telephones, and chargers for mobile telephones, smartphones, PC tablets, laptops, smart watches, smart TVs, mobile digital players, namely, MP3 players, CD players, and DVD players, computers, computer accessories, namely, USB charging ports, computer cables, computer serial ports, computer routers and blank flash drives, USB dongles being wireless network adapters, and computer peripherals, namely, mouse pads, radios, and DVD players; Apparatuses for recording, transmission, or reproduction of sound or images; Apparatuses and instruments for the processing, transmission, storage, logging, reception, and retrieval of data being in the form of encoded data, text, graphic images, or video, or a combination of the foregoing formats, namely, computers, smartphones, laptops, smart watches, and smart TVs; Image processing apparatuses, instruments, and equipment, namely, raster image processors; Telecommunications products, namely, computer control hardware for use in wireless communications systems; Routers; Modems; Pre-paid telephone calling cards, magnetically encoded; Satellite navigational and positional apparatuses and instruments, namely, global positioning systems; Telephones