9 (Based on Use in Commerce) Downloadable computer software for real time currency exchange, issuing pre-paid payment cards, electronic payments and controlling bank accounts; Downloadable mobile applications for real time currency exchange, issuing pre-paid payment cards, electronic payments and controlling bank accounts(Based on 44(e)) Downloadable computer software for real time currency exchange, issuing pre-paid payment cards, electronic payments and controlling bank accounts; Downloadable mobile applications for real time currency exchange, issuing pre-paid payment cards, electronic payments and controlling bank accounts