42 Software as a service (SAAS) services featuring software for analysis of satellite imagery, property related documentation, and governmental filings; residential insurance inspections featuring roof, vegetation, wildfire, change over time comparison, and flood reports; scientific and technological research in the field of natural disasters and catastrophes for financial services and insurance; providing temporary use of on-line non-downloadable computer software for insurance underwriting, rating, business analysis, marketing, and sales; providing temporary use of on-line non-downloadable computer software for data analytics using algorithms for analysis of real-estate, structure, property, wildfire, weather phenomenon, climate change, and natural catastrophe