42 Providing temporary use of on-line non-downloadable software for tax planning; software as a services (SAAS) services featuring software for tax planning; providing temporary use of online, non-downloadable mobile application software for tax planning; providing temporary use of on-line non-downloadable software that enables users to capture, upload, download, store, organize, view information and data, all in the fields of tax planning, personal accounting, financial management, and generating and submitting applications for financial services; providing temporary use of online non-downloadable software for use in providing assistance with regard to accounting and taxes; technical support services, namely, troubleshooting problems with computer software and online services via telephone, e-mail and other means; providing temporary use of non-downloadable software for use in connecting consumers with third-party financial services; providing temporary use of non-downloadable software for use in providing automated personal financial management services; providing temporary use of non-downloadable software for use in asset allocation and sector analysis; providing temporary use of non-downloadable software for consumers to create a unified financial profile for themselves, their businesses and their families; providing temporary use of non-downloadable software for use by consumers to aggregate, access, view and manipulate financial records from multiple accounts in a single location; platform as a service (PAAS) featuring computer software platforms for use by consumers to aggregate, access, view, manipulate and share financial records from multiple accounts in a single location; fraud protection services, namely, computer security services in the nature of threat analysis for protecting data; identity protection and restoration services, namely, electronic monitoring of personal identification information to detect identity theft via the Internet; software as a services (SAAS) services featuring software for processing tax payments, and for organizing, tracking and reporting tax-deductible expenses; providing temporary use of online non-downloadable software for processing tax payments; providing temporary use of online non-downloadable software for organizing, tracking and reporting tax deductible expenses; providing temporary use of non-downloadable software for customers to directly deposit tax refunds into accounts at financial institutions; providing temporary use of on-line non-downloadable software that enables users to capture, upload, download, store, organize, view, create, edit, encrypt, send and share receipts, documents, images, photographs, and electronic messages, all in the fields of tax planning, personal and small business accounting, financial management, and generating and submitting applications for financial services; providing temporary use of on-line non-downloadable software that enables communication between technical support representatives and customers; providing temporary use of on-line non-downloadable software for use in providing technical support; providing temporary use of on-line non-downloadable software for use in troubleshooting problems with computer software and online services via telephone, online chat, e-mail, video and other means; providing a website and non-downloadable computer software featuring interface system technology that prompts users with personalized instructions based on real time analysis of the user's question structure and semantics; providing a website featuring technology that advises users on re-phrasing questions using personalized tips to guide users; providing a website featuring technology that enables users to post and respond to questions in the fields of tax and healthcare subsidies; providing a website featuring technology that enables users to contribute and edit digital content in the field of tax; providing a website featuring technology that enables users to determine eligibility for healthcare subsidies; creating and hosting an online community featuring shared communications in the fields of tax and healthcare subsidies; providing temporary use of online non-downloadable computer software for personal financial management; providing temporary use of online non-downloadable computer software for enabling users to retrieve financial transaction information using mobile phones, smart phones, and mobile telecommunication networks; providing temporary use of online non-downloadable computer software for tracking and management of digital currency and virtual currency; providing temporary use of online non-downloadable computer software for electronic payments and money transfers; providing temporary use of online non-downloadable computer software for investment management and tracking; providing temporary use of online non-downloadable computer software for small business financial management; providing temporary use of online non-downloadable computer software for online banking, transaction management, financial planning, financial management, bill tracking and management, expense tracking and management and accounting; providing temporary use of online non-downloadable computer software for creating reports and graphs; providing temporary use of online non-downloadable computer software for forecasting and analysis of data; providing temporary use of online non-downloadable computer software for data aggregation; providing temporary use of online non-downloadable computer software for providing banking, financial and bill payment alerts; providing temporary use of online non-downloadable computer software for providing wireless access to data and databases; providing temporary use of online non-downloadable computer software for enabling users to retrieve financial account balances using mobile phones, smart phones, and mobile telecommunication networks; electronic monitoring of credit card activity and credit reports to detect fraud via the internet