42 Providing temporary use of non-downloadable software for facilitating and enabling electronic payment transactions and data transmission for processing closed loop, contactless, cashless electronic payment transactions with NFC tags, electronic transactions for micropayments, electronic mobile payment transactions for mobile wallets, namely, credit and debit cards, and prepaid stored value cards; application service provider featuring application programming interface (API) software for facilitating and enabling electronic payment transactions and data transmission for processing closed loop, contactless, cashless electronic payment transactions with NFC tags, electronic transactions for micropayments, electronic mobile payment transactions for mobile wallets, namely, credit and debit cards, and prepaid stored value cards