9 Downloadable computer software and applications for or featuring technology for searching services, searching for service providers, searching for businesses or individuals based on location and/or services, locating service providers, scheduling or booking appointments, posting reviews of business or individuals, reviewing rankings for service providers, managing calendars, managing schedules, posting and viewing information and multimedia, paying for and conducting business transactions; Downloadable computer software and downloadable application software for or featuring technology for managing client services, client relationship management, creating profiles, for creating and hosting micro online sites for businesses, searching for and connecting clients to service providers, creating, tracking and managing marketing materials, advertising and promotional campaigns, offering incentives, rewards, discounts and coupons, managing business operations, managing payments and transactions, proving an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment; Downloadable computer software featuring technology that enables users to enter, access, track, manage, monitor, and generate information, analyze data and run reports regarding their business; Downloadable computer software that give users the ability to review various profiles, print, photographic, graphic image, and audio and video content and provide input, likes, dislikes, edits, changes, modifications, opinions, suggestions, and comments and engage in social, business and community networking; Downloadable computer software for use in managing business sales, marketing, operations and CRM to align with business objectives; Downloadable database management software for use by service providers and retail outlets; Downloadable computer software that provides real-time, integrated business management intelligence by combining information from various databases and presenting it in an easy-to-understand user interface; Downloadable computer e-commerce software to allow users to perform electronic business transactions via a global computer network; Downloadable computer software, namely, an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment; Downloadable computer software, namely, an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment; Downloadable computer software for providing an on-line database in the field of transaction processing to upload transactional data, provide statistical analysis, and produce notifications and reports