36 Financial services, namely, banking, financial management, financial consulting, financial planning, lifetime mortgages and pension advisory and implementation services; investment management; insurance policies, insurance brokerage, insurance procurement, insurance administration and insurance management; lending, arranging, providing and financing of mortgages; arranging and provision of annuities; life assurance, namely, guarantee life assurance underwriting; financial affairs, namely, financial information, management and analysis services; electronic payment services, namely, providing electronic processing of credit card transactions and electronic payments via a software application; consultancy, information and advisory services relating to the aforesaid services