36 (Based on Use in Commerce) Insurance information; Insurance services, namely, underwriting, issuance and administration of LIFE insurance(Based on Intent to Use) Insurance underwriting services for all types of insurance; Reinsurance underwriting; Design and development of insurance policies for others; Financial consultancy and insurance consultancy; Financial services, namely, issuance and management of certificates backed by loan portfolios which are subsequently managed to insure the integrity of the certificates; Providing insurance premium rate quotes via on-line, telephone and mail means