9 Downloadable or recorded computer software to facilitate invoicing, payroll, banking and cash management in the field of financial transactions; downloadable or recorded computer software applications to facilitate invoicing, payroll, banking and cash management in the field of financial transactions; downloadable or recorded application software to facilitate invoicing, payroll, banking and cash management in the field of financial transactions; Downloadable mobile applications to facilitate invoicing, payroll, banking and cash management in the field of financial transactions; downloadable or recorded computer programs for accessing and using the internet; Computer software downloaded from the internet to facilitate invoicing, payroll, banking and cash management in the field of financial transactions; Data recorded electronically from the internet, namely, downloadable databases to facilitate invoicing, payroll, banking and cash management in the field of financial transactions; Encoded debit cards, namely, magnetically encoded debit cards; Credit cards, namely, magnetically encoded credit cards; Magnetic credit cards, namely, magnetically encoded credit cards; Electronic databases in the fields of invoicing, payroll, banking and cash management recorded on computer media; downloadable or recorded computer communication software to allow customers to access bank account information and transact bank business; downloadable or recorded computer software for producing financial models; downloadable or recorded computer software to facilitate invoicing, payroll, banking and cash management in the field of financial transactions; downloadable or recorded computer programmes relating to financial matters, namely, to facilitate invoicing, payroll, banking and cash management in the field of financial transactions; downloadable or recorded tax preparation software; recording discs, namely, blank recordable optical discs; blank compact discs, blank DVDs and blank tapes, blank cassettes, blank videos; downloadable or recorded computer software and computer programs for administering banking accounts, electronic payment, and credit, debit and payment cards; downloadable electronic publications in the nature of magazines, books, pamphlets, brochures, leaflets, newsletters featuring information relating to invoicing, payroll, banking and cash management; computer hardware, and downloadable or recorded software comprising a digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; downloadable or recorded software application for use in connection with contactless payment terminals, namely, software to facilitate financial transactions; cards encoded with security features for authentication purposes; magnetically encoded charge cards; magnetically encoded credit cards; magnetically encoded debit cards; all of the above not relating to horticultural products, energy conservation and energy consumption