35 Marketing and advertising consumer financing products and services of others, namely, payment cards, credit cards, closed end loans, and leasing, through direct solicitation by sales persons, by direct mail, email, printed collateral, online via digital media, social media, websites, and through mobile application software; customer self-service management for others in the field of consumer financing products through telephone call servicing, Intelligent Voice Recorder servicing (IVR), web based self-servicing, social-media based self-servicing, and mobile phone application based self-servicing; Financial intermediary services, namely, facilitating the channeling of funds between lenders and borrowers by connecting those with a financial surplus with those having a financial deficit through marketing, soliciting, and sales of consumer financing products of others; Marketing services; Outsourcing service for banks and other lenders with respect to sales, marketing, loan application processing, underwriting, servicing loan and card accounts of their customers, credit management and collection of loans, loan portfolio housing, portfolio development analysis and projections, credit risk analysis and projections, and design and development of consumer finance products; Providing and administering customer loyalty programs which provide rewards, rebates and special offers for users of credit cards, loans, and financing products