9 Telematics and electronic apparatus, namely, hardware and firmware that deliver vehicle and driver monitoring services, and record and report data about the operation and location of motor vehicles; a downloadable mobile application and software for collecting, storing, and displaying data related to driving history, driver behavior, risky events, speed, location, time, weather, and additional data related to driving and traffic, and other add-on features, namely, summoning roadside and emergency assistance, displaying driver license, insurance policy and vehicle registration information, navigation advice and route recommendations, suggesting tips for safer driving, offering rewards and insurance discounts, displaying maintenance information, facilitating payment of insurance premiums, providing the ability to file an insurance claim, offering information on vehicle repair and maintenance services and facilities, and having the ability to share data