36 Financial services, namely, financial investment brokerage services, financial analysis and research services, financial risk assessment services; monetary services, namely, monetary exchange services in the nature of exchanging gold for others for cash; processing of payments, namely, debit card and credit card payments, credit card and debit card transaction processing services; electronic payment services, namely, electronic processing and subsequent transmission of bill payment data; clearing services, namely, Automated Clearing House (ACH) transaction processing services; electronic funds transfer; financial services, namely, monitoring, analyses and evaluation of monetary transactions; conducting of financial affairs, namely, financial information management and analysis services, financial investment brokerage services on-line; brokerage services, namely, trading of intellectual property rights; consulting for all of the aforementioned services