42 Software as a service (SAAS) services featuring software for mortgage, student loan, car loan debt reduction and peer to peer lending for home, school, and auto; Software design and development; Software development and product development in the field of debt reduction; Software development consulting in the field of debt reduction; Software development in the field of debt reduction; Software development in the framework of software publishing; Application service provider (ASP) featuring software for use mortgage, student loan, car loan debt reduction and peer to peer lending for home, school, and auto; Application service provider, namely, hosting, managing, developing, analyzing, and maintaining applications, software, and web sites, of others in the fields of advertising and marketing; Cloud computing featuring software for use mortgage, student loan, car loan debt reduction and peer to peer lending for home, school, and auto; Computer software design; Computer software design, computer programming, and maintenance of computer software; Computer software development; Computer software development in the field of mobile applications; Computer software development in the field of debt reduction; Computer software development, computer programming and maintenance of computer software for mobile application development; Computer network design and computer software design for the mobile and computer application development; Consultation about the maintenance and updating of computer software; Consulting services in the field of software as a service (SAAS); Creating, maintaining, and modernizing computer software; Data automation and collection service using proprietary software to evaluate, analyze and collect service data; Design and development of software and hardware for mobile and computer application for debt reduction; Design and development of software for instant messaging; Design and development of software in the field of mobile applications; Design and development of computer software; Design and development of computer software for the improvements of purchasing functions of business; Design and development of computer hardware and software; Design of computer hardware, integrated circuits, communications hardware and software and computer networks for others; Design of computer networks and software for others for the mobile and computer application development; Design, development, and implementation of software for mobile and computer applications; Design, development, installation and maintenance of computer software; Design, installation, updating and maintenance of computer software; Design, maintenance, development and updating of computer software; Developing computer software; Developing of driver and operating system software; Development of software for secure network operations; Development of customized software for others for use in risk assessment, information security, business analysis, audit and audit planning, and sales management; Development, updating and maintenance of software and database systems; Installation and maintenance of mobile and computer software software; Installation, maintenance and repair of mobile and computer application software; Internet-based application service provider, namely, hosting, managing, developing, analyzing, and maintaining the code, applications, and software for web sites of others; Providing on-line non-downloadable computer software for use as a cryptocurrency wallet; Providing temporary use of non-downloadable cloud-based software for debt reduction; Providing user authentication services using blockchain-based software technology for cryptocurrency transactions; Smartphone software design; Updating of smartphone software