42 Providing temporary use of online, non-downloadable software for enabling the electronic transfer of money between users; Providing temporary use of online, non-downloadable software for enabling processing of electronic funds transfers and payments made via ACH (automated clearing house), credit card, debit card, electronic check and electronic, mobile and online payments; Providing temporary use of online, non-downloadable software for processing mobile payments; Providing temporary use of online, non-downloadable software for use in contactless transactions with retailers, merchants, and vendors via mobile devices used to process mobile payments; Providing temporary use of online, non-downloadable software for transmitting, processing, facilitating, verifying, and authenticating credit and debit card information and transaction and payment information; Providing temporary use of online, non-downloadable software for ensuring the security of mobile payments, of contactless transactions with retailers, merchants and vendors via mobile devices, and of credit and debit card information; Providing temporary use of online, non-downloadable software for the storage, transmission, verification, and authentication of credit and debit card and other payment and transaction information