9 downloadable computer software for processing of financial payments involving enabling card verification and authorization, fraud checking, and secure transfer of money for merchant accounts; electronic payment terminals; electronic display interfaces; electronic terminals for processing credit card payments; pin code entry devices, namely, terminals for the electronic payment of charges with credit cards; electronic apparatus for use in processing financial transactions, namely, bar code readers; downloadable computer software for processing financial payments by charge cards, bank cards, credit cards, debit cards, stored value cards and payment cards; downloadable computer software for processing financial payments via mobile phones; electronic apparatus for verifying authenticity of bank cards, credit cards, debit cards, charge cards, stored value cards and payment cards, namely, chip card readers; downloadable electronic publications, namely, magazines, journals, newsletters, articles, manuals, reports, and white papers featuring information related to electronic payment processing services, fraud and identity theft prevention, in relation to electronic payment processing services, risk assessment in relation to electronic payment processing services, and analysis of payment transaction data for businesses recorded on computer media; electronic downloadable publications, namely, magazines, journals, newsletters, articles, manuals, reports and white papers featuring information related to electronic payment processing services, fraud and identity theft prevention in relation to electronic payment processing services, risk assessment in relation to electronic payment processing services, and analysis of payment transaction data for businesses; downloadable electronic publications in the nature of newsletters, magazines, journals, manuals, infographics, reports, and white papers relating to research on financial issues and research into payment transaction data and transactions trends